This section is generated from cached city metrics and clearly labeled state-level benchmarks. It is meant to make the Alum Creek page less generic and more useful for comparing housing, income, utilities, taxes, insurance, demographics, and nearby alternatives.
Affordability Summary
Population is 1,472, so Alum Creek should be compared with similar-size places before using broader West Virginia averages. Median household income is $72,250, so the best affordability read for Alum Creek is income versus housing, taxes, utilities, and insurance together.
Median home value is $158,900, so ownership costs in Alum Creek should be checked with mortgage, property tax, insurance, and maintenance assumptions. Two-bedroom rent is $1,298/mo, so renters can compare Alum Creek against ownership costs and nearby rental markets.
Housing and Income Context
For Alum Creek, income sits in the middle range, making recurring bills worth watching. Home values are comparatively low, but maintenance, taxes, and utilities still matter.
Use the home value, rent, and income fields together before deciding whether Alum Creek looks more favorable for renting, buying, or comparing with Dunbar, WV.
Utility Cost Context
The residential electricity benchmark is $0.164/kWh, so Alum Creek households should treat usage, home size, heating, and cooling as the practical bill drivers. The electricity value shown for Alum Creek is a West Virginia state-level EIA benchmark, so it should not be read as a local provider tariff.
For Alum Creek, utility planning is stronger when the electric benchmark is paired with home age, square footage, insulation, HVAC equipment, and household occupancy.
Property Tax Context
Median property tax paid is $558, so Alum Creek buyers should still verify parcel-specific tax records before budgeting. Parcel boundaries, exemptions, school districts, and reassessment rules can move the actual bill for a Alum Creek address.
Compare the property tax field with home value rather than reading it by itself; a lower tax bill can still pair with a different assessment base or exemption profile.
Insurance and Risk Context
Insurance costs in Alum Creek depend on address-level factors such as roof condition, structure age, coverage limits, claims history, deductible choice, and carrier underwriting.
Home value, tax burden, and insurance exposure should be reviewed together for Alum Creek, especially when comparing with Dunbar, WV.
Population and Demographics
Median age is 48.6, so Alum Creek may have different school, commute, healthcare, and housing demand patterns than a statewide average. Bachelor+ share is 14.5%, so Alum Creek education context can be useful when reading labor-market and school sections.
Unemployment is 4.4%, so Alum Creek wage and job-market context should be compared with commute options and regional employment centers.
