This section is generated from cached city metrics and clearly labeled state-level benchmarks. It is meant to make the Port Ludlow page less generic and more useful for comparing housing, income, utilities, taxes, insurance, demographics, and nearby alternatives.
Affordability Summary
Population is 2,979, so Port Ludlow should be compared with similar-size places before using broader Washington averages. Median household income is $92,245, so the best affordability read for Port Ludlow is income versus housing, taxes, utilities, and insurance together.
Median home value is $590,500, so ownership costs in Port Ludlow should be checked with mortgage, property tax, insurance, and maintenance assumptions. Two-bedroom rent is $1,909/mo, so renters can compare Port Ludlow against ownership costs and nearby rental markets.
Housing and Income Context
For Port Ludlow, income is solid, so housing and taxes usually decide the budget picture. Home values are elevated enough that taxes and financing terms can move the total cost.
Use the home value, rent, and income fields together before deciding whether Port Ludlow looks more favorable for renting, buying, or comparing with Port Hadlock-Irondale, WA.
Utility Cost Context
The residential electricity benchmark is $0.144/kWh, so Port Ludlow households should treat usage, home size, heating, and cooling as the practical bill drivers. The electricity value shown for Port Ludlow is a Washington state-level EIA benchmark, so it should not be read as a local provider tariff.
For Port Ludlow, utility planning is stronger when the electric benchmark is paired with home age, square footage, insulation, HVAC equipment, and household occupancy.
Property Tax Context
Median property tax paid is $3,882, so Port Ludlow buyers should still verify parcel-specific tax records before budgeting. Parcel boundaries, exemptions, school districts, and reassessment rules can move the actual bill for a Port Ludlow address.
Compare the property tax field with home value rather than reading it by itself; a lower tax bill can still pair with a different assessment base or exemption profile.
Insurance and Risk Context
Insurance costs in Port Ludlow depend on address-level factors such as roof condition, structure age, coverage limits, claims history, deductible choice, and carrier underwriting.
Home value, tax burden, and insurance exposure should be reviewed together for Port Ludlow, especially when comparing with Port Hadlock-Irondale, WA.
Population and Demographics
Median age is 65.2, so Port Ludlow may have different school, commute, healthcare, and housing demand patterns than a statewide average. Bachelor+ share is 53.6%, so Port Ludlow education context can be useful when reading labor-market and school sections.
Unemployment is 5.2%, so Port Ludlow wage and job-market context should be compared with commute options and regional employment centers.
