This section is generated from cached city metrics and clearly labeled state-level benchmarks. It is meant to make the Oak Trail Shores page less generic and more useful for comparing housing, income, utilities, taxes, insurance, demographics, and nearby alternatives.
Affordability Summary
Population is 2,900, so Oak Trail Shores should be compared with similar-size places before using broader Texas averages. Median household income is $33,272, so the best affordability read for Oak Trail Shores is income versus housing, taxes, utilities, and insurance together.
Median home value is $77,600, so ownership costs in Oak Trail Shores should be checked with mortgage, property tax, insurance, and maintenance assumptions. Two-bedroom rent is $1,364/mo, so renters can compare Oak Trail Shores against ownership costs and nearby rental markets.
Housing and Income Context
For Oak Trail Shores, income is more constrained, so utilities, rent, and taxes deserve extra attention. Home values are comparatively low, but maintenance, taxes, and utilities still matter.
Use the home value, rent, and income fields together before deciding whether Oak Trail Shores looks more favorable for renting, buying, or comparing with Granbury, TX.
Utility Cost Context
The residential electricity benchmark is $0.164/kWh, so Oak Trail Shores households should treat usage, home size, heating, and cooling as the practical bill drivers. The electricity value shown for Oak Trail Shores is a Texas state-level EIA benchmark, so it should not be read as a local provider tariff.
For Oak Trail Shores, utility planning is stronger when the electric benchmark is paired with home age, square footage, insulation, HVAC equipment, and household occupancy.
Property Tax Context
Median property tax paid is $1,151, so Oak Trail Shores buyers should still verify parcel-specific tax records before budgeting. Parcel boundaries, exemptions, school districts, and reassessment rules can move the actual bill for a Oak Trail Shores address.
Compare the property tax field with home value rather than reading it by itself; a lower tax bill can still pair with a different assessment base or exemption profile.
Insurance and Risk Context
Insurance costs in Oak Trail Shores depend on address-level factors such as roof condition, structure age, coverage limits, claims history, deductible choice, and carrier underwriting.
Home value, tax burden, and insurance exposure should be reviewed together for Oak Trail Shores, especially when comparing with Granbury, TX.
Population and Demographics
Median age is 41.2, so Oak Trail Shores may have different school, commute, healthcare, and housing demand patterns than a statewide average. Bachelor+ share is 20.6%, so Oak Trail Shores education context can be useful when reading labor-market and school sections.
Unemployment is 4.3%, so Oak Trail Shores wage and job-market context should be compared with commute options and regional employment centers.
