This section is generated from cached city metrics and clearly labeled state-level benchmarks. It is meant to make the Utica page less generic and more useful for comparing housing, income, utilities, taxes, insurance, demographics, and nearby alternatives.
Affordability Summary
Population is 1,529, so Utica should be compared with similar-size places before using broader South Carolina averages. Median household income is not available in the current cache, so the best affordability read for Utica is income versus housing, taxes, utilities, and insurance together.
Median home value is $135,300, so ownership costs in Utica should be checked with mortgage, property tax, insurance, and maintenance assumptions. Two-bedroom rent is $1,116/mo, so renters can compare Utica against ownership costs and nearby rental markets.
Housing and Income Context
For Utica, income data should be read alongside housing and utility costs. Home values are comparatively low, but maintenance, taxes, and utilities still matter.
Use the home value, rent, and income fields together before deciding whether Utica looks more favorable for renting, buying, or comparing with Clemson, SC.
Utility Cost Context
The residential electricity benchmark is $0.164/kWh, so Utica households should treat usage, home size, heating, and cooling as the practical bill drivers. The electricity value shown for Utica is a South Carolina state-level EIA benchmark, so it should not be read as a local provider tariff.
For Utica, utility planning is stronger when the electric benchmark is paired with home age, square footage, insulation, HVAC equipment, and household occupancy.
Property Tax Context
Median property tax paid is $654, so Utica buyers should still verify parcel-specific tax records before budgeting. Parcel boundaries, exemptions, school districts, and reassessment rules can move the actual bill for a Utica address.
Compare the property tax field with home value rather than reading it by itself; a lower tax bill can still pair with a different assessment base or exemption profile.
Insurance and Risk Context
Insurance costs in Utica depend on address-level factors such as roof condition, structure age, coverage limits, claims history, deductible choice, and carrier underwriting.
Home value, tax burden, and insurance exposure should be reviewed together for Utica, especially when comparing with Clemson, SC.
Population and Demographics
Median age is 33.8, so Utica may have different school, commute, healthcare, and housing demand patterns than a statewide average. Bachelor+ share is 10.1%, so Utica education context can be useful when reading labor-market and school sections.
Unemployment is 4.8%, so Utica wage and job-market context should be compared with commute options and regional employment centers.
