This section is generated from cached city metrics and clearly labeled state-level benchmarks. It is meant to make the Shell Valley page less generic and more useful for comparing housing, income, utilities, taxes, insurance, demographics, and nearby alternatives.
Affordability Summary
Population is 1,112, so Shell Valley should be compared with similar-size places before using broader North Dakota averages. Median household income is $43,281, so the best affordability read for Shell Valley is income versus housing, taxes, utilities, and insurance together.
Median home value is $55,200, so ownership costs in Shell Valley should be checked with mortgage, property tax, insurance, and maintenance assumptions. Two-bedroom rent is $377/mo, so renters can compare Shell Valley against ownership costs and nearby rental markets.
Housing and Income Context
For Shell Valley, income is more constrained, so utilities, rent, and taxes deserve extra attention. Home values are comparatively low, but maintenance, taxes, and utilities still matter.
Use the home value, rent, and income fields together before deciding whether Shell Valley looks more favorable for renting, buying, or comparing with Belcourt, ND.
Utility Cost Context
The residential electricity benchmark is $0.119/kWh, so Shell Valley households should treat usage, home size, heating, and cooling as the practical bill drivers. The electricity value shown for Shell Valley is a North Dakota state-level EIA benchmark, so it should not be read as a local provider tariff.
For Shell Valley, utility planning is stronger when the electric benchmark is paired with home age, square footage, insulation, HVAC equipment, and household occupancy.
Property Tax Context
Median property tax paid is not available in the current cache, so Shell Valley buyers should still verify parcel-specific tax records before budgeting. Parcel boundaries, exemptions, school districts, and reassessment rules can move the actual bill for a Shell Valley address.
Compare the property tax field with home value rather than reading it by itself; a lower tax bill can still pair with a different assessment base or exemption profile.
Insurance and Risk Context
Insurance costs in Shell Valley depend on address-level factors such as roof condition, structure age, coverage limits, claims history, deductible choice, and carrier underwriting.
Home value, tax burden, and insurance exposure should be reviewed together for Shell Valley, especially when comparing with Belcourt, ND.
Population and Demographics
Median age is 27.5, so Shell Valley may have different school, commute, healthcare, and housing demand patterns than a statewide average. Bachelor+ share is 22.5%, so Shell Valley education context can be useful when reading labor-market and school sections.
Unemployment is 2.4%, so Shell Valley wage and job-market context should be compared with commute options and regional employment centers.
