This section is generated from cached city metrics and clearly labeled state-level benchmarks. It is meant to make the Smith Valley page less generic and more useful for comparing housing, income, utilities, taxes, insurance, demographics, and nearby alternatives.
Affordability Summary
Population is 1,618, so Smith Valley should be compared with similar-size places before using broader Nevada averages. Median household income is $48,194, so the best affordability read for Smith Valley is income versus housing, taxes, utilities, and insurance together.
Median home value is $691,900, so ownership costs in Smith Valley should be checked with mortgage, property tax, insurance, and maintenance assumptions. Two-bedroom rent is not available in the current cache, so renters can compare Smith Valley against ownership costs and nearby rental markets.
Housing and Income Context
For Smith Valley, income is more constrained, so utilities, rent, and taxes deserve extra attention. Home values are elevated enough that taxes and financing terms can move the total cost.
Use the home value, rent, and income fields together before deciding whether Smith Valley looks more favorable for renting, buying, or comparing with East Valley, NV.
Utility Cost Context
The residential electricity benchmark is $0.142/kWh, so Smith Valley households should treat usage, home size, heating, and cooling as the practical bill drivers. The electricity value shown for Smith Valley is a Nevada state-level EIA benchmark, so it should not be read as a local provider tariff.
For Smith Valley, utility planning is stronger when the electric benchmark is paired with home age, square footage, insulation, HVAC equipment, and household occupancy.
Property Tax Context
Median property tax paid is $3,731, so Smith Valley buyers should still verify parcel-specific tax records before budgeting. Parcel boundaries, exemptions, school districts, and reassessment rules can move the actual bill for a Smith Valley address.
Compare the property tax field with home value rather than reading it by itself; a lower tax bill can still pair with a different assessment base or exemption profile.
Insurance and Risk Context
Insurance costs in Smith Valley depend on address-level factors such as roof condition, structure age, coverage limits, claims history, deductible choice, and carrier underwriting.
Home value, tax burden, and insurance exposure should be reviewed together for Smith Valley, especially when comparing with East Valley, NV.
Population and Demographics
Median age is 65.1, so Smith Valley may have different school, commute, healthcare, and housing demand patterns than a statewide average. Bachelor+ share is 39.0%, so Smith Valley education context can be useful when reading labor-market and school sections.
Unemployment is 5.3%, so Smith Valley wage and job-market context should be compared with commute options and regional employment centers.
