This section is generated from cached city metrics and clearly labeled state-level benchmarks. It is meant to make the Knottsville page less generic and more useful for comparing housing, income, utilities, taxes, insurance, demographics, and nearby alternatives.
Affordability Summary
Population is 206, so Knottsville should be compared with similar-size places before using broader Kentucky averages. Median household income is $94,926, so the best affordability read for Knottsville is income versus housing, taxes, utilities, and insurance together.
Median home value is $223,300, so ownership costs in Knottsville should be checked with mortgage, property tax, insurance, and maintenance assumptions. Two-bedroom rent is not available in the current cache, so renters can compare Knottsville against ownership costs and nearby rental markets.
Housing and Income Context
For Knottsville, income is solid, so housing and taxes usually decide the budget picture. Home values sit in a moderate range where taxes and utilities still change the monthly math.
Use the home value, rent, and income fields together before deciding whether Knottsville looks more favorable for renting, buying, or comparing with Owensboro, KY.
Utility Cost Context
The residential electricity benchmark is $0.149/kWh, so Knottsville households should treat usage, home size, heating, and cooling as the practical bill drivers. The electricity value shown for Knottsville is a Kentucky state-level EIA benchmark, so it should not be read as a local provider tariff.
For Knottsville, utility planning is stronger when the electric benchmark is paired with home age, square footage, insulation, HVAC equipment, and household occupancy.
Property Tax Context
Median property tax paid is $1,324, so Knottsville buyers should still verify parcel-specific tax records before budgeting. Parcel boundaries, exemptions, school districts, and reassessment rules can move the actual bill for a Knottsville address.
Compare the property tax field with home value rather than reading it by itself; a lower tax bill can still pair with a different assessment base or exemption profile.
Insurance and Risk Context
Insurance costs in Knottsville depend on address-level factors such as roof condition, structure age, coverage limits, claims history, deductible choice, and carrier underwriting.
Home value, tax burden, and insurance exposure should be reviewed together for Knottsville, especially when comparing with Owensboro, KY.
Population and Demographics
Median age is 55.0, so Knottsville may have different school, commute, healthcare, and housing demand patterns than a statewide average. Bachelor+ share is 26.0%, so Knottsville education context can be useful when reading labor-market and school sections.
Unemployment is 4.3%, so Knottsville wage and job-market context should be compared with commute options and regional employment centers.
