This section is generated from cached city metrics and clearly labeled state-level benchmarks. It is meant to make the Wilmington Island page less generic and more useful for comparing housing, income, utilities, taxes, insurance, demographics, and nearby alternatives.
Affordability Summary
Population is 14,457, so Wilmington Island should be compared with similar-size places before using broader Georgia averages. Median household income is $92,578, so the best affordability read for Wilmington Island is income versus housing, taxes, utilities, and insurance together.
Median home value is $361,600, so ownership costs in Wilmington Island should be checked with mortgage, property tax, insurance, and maintenance assumptions. Two-bedroom rent is $1,680/mo, so renters can compare Wilmington Island against ownership costs and nearby rental markets.
Housing and Income Context
For Wilmington Island, income is solid, so housing and taxes usually decide the budget picture. Home values sit in a moderate range where taxes and utilities still change the monthly math.
Use the home value, rent, and income fields together before deciding whether Wilmington Island looks more favorable for renting, buying, or comparing with Whitemarsh Island, GA.
Utility Cost Context
The residential electricity benchmark is $0.150/kWh, so Wilmington Island households should treat usage, home size, heating, and cooling as the practical bill drivers. The electricity value shown for Wilmington Island is a Georgia state-level EIA benchmark, so it should not be read as a local provider tariff.
For Wilmington Island, utility planning is stronger when the electric benchmark is paired with home age, square footage, insulation, HVAC equipment, and household occupancy.
Property Tax Context
Median property tax paid is $3,023, so Wilmington Island buyers should still verify parcel-specific tax records before budgeting. Parcel boundaries, exemptions, school districts, and reassessment rules can move the actual bill for a Wilmington Island address.
Compare the property tax field with home value rather than reading it by itself; a lower tax bill can still pair with a different assessment base or exemption profile.
Insurance and Risk Context
Insurance costs in Wilmington Island depend on address-level factors such as roof condition, structure age, coverage limits, claims history, deductible choice, and carrier underwriting.
Home value, tax burden, and insurance exposure should be reviewed together for Wilmington Island, especially when comparing with Whitemarsh Island, GA.
Population and Demographics
Median age is 43.9, so Wilmington Island may have different school, commute, healthcare, and housing demand patterns than a statewide average. Bachelor+ share is 51.0%, so Wilmington Island education context can be useful when reading labor-market and school sections.
Unemployment is 3.5%, so Wilmington Island wage and job-market context should be compared with commute options and regional employment centers.
