This section is generated from cached city metrics and clearly labeled state-level benchmarks. It is meant to make the Lake of the Pines page less generic and more useful for comparing housing, income, utilities, taxes, insurance, demographics, and nearby alternatives.
Affordability Summary
Population is 5,012, so Lake of the Pines should be compared with similar-size places before using broader California averages. Median household income is $118,661, so the best affordability read for Lake of the Pines is income versus housing, taxes, utilities, and insurance together.
Median home value is $639,400, so ownership costs in Lake of the Pines should be checked with mortgage, property tax, insurance, and maintenance assumptions. Two-bedroom rent is $2,741/mo, so renters can compare Lake of the Pines against ownership costs and nearby rental markets.
Housing and Income Context
For Lake of the Pines, household income runs high enough that housing choice can dominate affordability. Home values are elevated enough that taxes and financing terms can move the total cost.
Use the home value, rent, and income fields together before deciding whether Lake of the Pines looks more favorable for renting, buying, or comparing with Alta Sierra, CA.
Utility Cost Context
The residential electricity benchmark is $0.334/kWh, so Lake of the Pines households should treat usage, home size, heating, and cooling as the practical bill drivers. The electricity value shown for Lake of the Pines is a California state-level EIA benchmark, so it should not be read as a local provider tariff.
For Lake of the Pines, utility planning is stronger when the electric benchmark is paired with home age, square footage, insulation, HVAC equipment, and household occupancy.
Property Tax Context
Median property tax paid is $4,960, so Lake of the Pines buyers should still verify parcel-specific tax records before budgeting. Parcel boundaries, exemptions, school districts, and reassessment rules can move the actual bill for a Lake of the Pines address.
Compare the property tax field with home value rather than reading it by itself; a lower tax bill can still pair with a different assessment base or exemption profile.
Insurance and Risk Context
Insurance costs in Lake of the Pines depend on address-level factors such as roof condition, structure age, coverage limits, claims history, deductible choice, and carrier underwriting.
Home value, tax burden, and insurance exposure should be reviewed together for Lake of the Pines, especially when comparing with Alta Sierra, CA.
Population and Demographics
Median age is 54.4, so Lake of the Pines may have different school, commute, healthcare, and housing demand patterns than a statewide average. Bachelor+ share is 40.5%, so Lake of the Pines education context can be useful when reading labor-market and school sections.
Unemployment is 5.3%, so Lake of the Pines wage and job-market context should be compared with commute options and regional employment centers.
