This section is generated from cached city metrics and clearly labeled state-level benchmarks. It is meant to make the La Selva Beach page less generic and more useful for comparing housing, income, utilities, taxes, insurance, demographics, and nearby alternatives.
Affordability Summary
Population is 2,519, so La Selva Beach should be compared with similar-size places before using broader California averages. Median household income is $159,094, so the best affordability read for La Selva Beach is income versus housing, taxes, utilities, and insurance together.
Median home value is $1,195,100, so ownership costs in La Selva Beach should be checked with mortgage, property tax, insurance, and maintenance assumptions. Two-bedroom rent is $3,501/mo, so renters can compare La Selva Beach against ownership costs and nearby rental markets.
Housing and Income Context
For La Selva Beach, household income runs high enough that housing choice can dominate affordability. Home values are high, making down payment and insurance assumptions especially important.
Use the home value, rent, and income fields together before deciding whether La Selva Beach looks more favorable for renting, buying, or comparing with Rio Del Mar, CA.
Utility Cost Context
The residential electricity benchmark is $0.334/kWh, so La Selva Beach households should treat usage, home size, heating, and cooling as the practical bill drivers. The electricity value shown for La Selva Beach is a California state-level EIA benchmark, so it should not be read as a local provider tariff.
For La Selva Beach, utility planning is stronger when the electric benchmark is paired with home age, square footage, insulation, HVAC equipment, and household occupancy.
Property Tax Context
Median property tax paid is $7,365, so La Selva Beach buyers should still verify parcel-specific tax records before budgeting. Parcel boundaries, exemptions, school districts, and reassessment rules can move the actual bill for a La Selva Beach address.
Compare the property tax field with home value rather than reading it by itself; a lower tax bill can still pair with a different assessment base or exemption profile.
Insurance and Risk Context
Insurance costs in La Selva Beach depend on address-level factors such as roof condition, structure age, coverage limits, claims history, deductible choice, and carrier underwriting.
Home value, tax burden, and insurance exposure should be reviewed together for La Selva Beach, especially when comparing with Rio Del Mar, CA.
Population and Demographics
Median age is 44.8, so La Selva Beach may have different school, commute, healthcare, and housing demand patterns than a statewide average. Bachelor+ share is 58.8%, so La Selva Beach education context can be useful when reading labor-market and school sections.
Unemployment is 5.3%, so La Selva Beach wage and job-market context should be compared with commute options and regional employment centers.
