This section is generated from cached city metrics and clearly labeled state-level benchmarks. It is meant to make the Point Clear page less generic and more useful for comparing housing, income, utilities, taxes, insurance, demographics, and nearby alternatives.
Affordability Summary
Population is 1,858, so Point Clear should be compared with similar-size places before using broader Alabama averages. Median household income is $45,898, so the best affordability read for Point Clear is income versus housing, taxes, utilities, and insurance together.
Median home value is $888,700, so ownership costs in Point Clear should be checked with mortgage, property tax, insurance, and maintenance assumptions. Two-bedroom rent is not available in the current cache, so renters can compare Point Clear against ownership costs and nearby rental markets.
Housing and Income Context
For Point Clear, income is more constrained, so utilities, rent, and taxes deserve extra attention. Home values are high, making down payment and insurance assumptions especially important.
Use the home value, rent, and income fields together before deciding whether Point Clear looks more favorable for renting, buying, or comparing with Daphne, AL.
Utility Cost Context
The residential electricity benchmark is $0.171/kWh, so Point Clear households should treat usage, home size, heating, and cooling as the practical bill drivers. The electricity value shown for Point Clear is a Alabama state-level EIA benchmark, so it should not be read as a local provider tariff.
For Point Clear, utility planning is stronger when the electric benchmark is paired with home age, square footage, insulation, HVAC equipment, and household occupancy.
Property Tax Context
Median property tax paid is $1,523, so Point Clear buyers should still verify parcel-specific tax records before budgeting. Parcel boundaries, exemptions, school districts, and reassessment rules can move the actual bill for a Point Clear address.
Compare the property tax field with home value rather than reading it by itself; a lower tax bill can still pair with a different assessment base or exemption profile.
Insurance and Risk Context
Insurance costs in Point Clear depend on address-level factors such as roof condition, structure age, coverage limits, claims history, deductible choice, and carrier underwriting.
Home value, tax burden, and insurance exposure should be reviewed together for Point Clear, especially when comparing with Daphne, AL.
Population and Demographics
Median age is 59.7, so Point Clear may have different school, commute, healthcare, and housing demand patterns than a statewide average. Bachelor+ share is 56.2%, so Point Clear education context can be useful when reading labor-market and school sections.
Unemployment is 2.8%, so Point Clear wage and job-market context should be compared with commute options and regional employment centers.
