This section is generated from cached city metrics and clearly labeled state-level benchmarks. It is meant to make the Oak Creek page less generic and more useful for comparing housing, income, utilities, taxes, insurance, demographics, and nearby alternatives.
Affordability Summary
Population is 36,473, so Oak Creek should be compared with similar-size places before using broader Wisconsin averages. Median household income is $93,120, so the best affordability read for Oak Creek is income versus housing, taxes, utilities, and insurance together.
Median home value is $305,100, so ownership costs in Oak Creek should be checked with mortgage, property tax, insurance, and maintenance assumptions. Two-bedroom rent is $1,397/mo, so renters can compare Oak Creek against ownership costs and nearby rental markets.
Housing and Income Context
For Oak Creek, income is solid, so housing and taxes usually decide the budget picture. Home values sit in a moderate range where taxes and utilities still change the monthly math.
Use the home value, rent, and income fields together before deciding whether Oak Creek looks more favorable for renting, buying, or comparing with Caledonia, WI.
Utility Cost Context
The residential electricity benchmark is $0.188/kWh, so Oak Creek households should treat usage, home size, heating, and cooling as the practical bill drivers. The electricity value shown for Oak Creek is a Wisconsin state-level EIA benchmark, so it should not be read as a local provider tariff.
For Oak Creek, utility planning is stronger when the electric benchmark is paired with home age, square footage, insulation, HVAC equipment, and household occupancy.
Property Tax Context
Median property tax paid is $5,617, so Oak Creek buyers should still verify parcel-specific tax records before budgeting. Parcel boundaries, exemptions, school districts, and reassessment rules can move the actual bill for a Oak Creek address.
Compare the property tax field with home value rather than reading it by itself; a lower tax bill can still pair with a different assessment base or exemption profile.
Insurance and Risk Context
Insurance costs in Oak Creek depend on address-level factors such as roof condition, structure age, coverage limits, claims history, deductible choice, and carrier underwriting.
Home value, tax burden, and insurance exposure should be reviewed together for Oak Creek, especially when comparing with Caledonia, WI.
Population and Demographics
Median age is 38.9, so Oak Creek may have different school, commute, healthcare, and housing demand patterns than a statewide average. Bachelor+ share is 38.4%, so Oak Creek education context can be useful when reading labor-market and school sections.
Unemployment is 3.5%, so Oak Creek wage and job-market context should be compared with commute options and regional employment centers.
