This section is generated from cached city metrics and clearly labeled state-level benchmarks. It is meant to make the Gilmer page less generic and more useful for comparing housing, income, utilities, taxes, insurance, demographics, and nearby alternatives.
Affordability Summary
Population is 4,955, so Gilmer should be compared with similar-size places before using broader Texas averages. Median household income is $41,279, so the best affordability read for Gilmer is income versus housing, taxes, utilities, and insurance together.
Median home value is $160,700, so ownership costs in Gilmer should be checked with mortgage, property tax, insurance, and maintenance assumptions. Two-bedroom rent is $993/mo, so renters can compare Gilmer against ownership costs and nearby rental markets.
Housing and Income Context
For Gilmer, income is more constrained, so utilities, rent, and taxes deserve extra attention. Home values are comparatively low, but maintenance, taxes, and utilities still matter.
Use the home value, rent, and income fields together before deciding whether Gilmer looks more favorable for renting, buying, or comparing with Big Sandy, TX.
Utility Cost Context
The residential electricity benchmark is $0.164/kWh, so Gilmer households should treat usage, home size, heating, and cooling as the practical bill drivers. The electricity value shown for Gilmer is a Texas state-level EIA benchmark, so it should not be read as a local provider tariff.
For Gilmer, utility planning is stronger when the electric benchmark is paired with home age, square footage, insulation, HVAC equipment, and household occupancy.
Property Tax Context
Median property tax paid is $2,257, so Gilmer buyers should still verify parcel-specific tax records before budgeting. Parcel boundaries, exemptions, school districts, and reassessment rules can move the actual bill for a Gilmer address.
Compare the property tax field with home value rather than reading it by itself; a lower tax bill can still pair with a different assessment base or exemption profile.
Insurance and Risk Context
Insurance costs in Gilmer depend on address-level factors such as roof condition, structure age, coverage limits, claims history, deductible choice, and carrier underwriting.
Home value, tax burden, and insurance exposure should be reviewed together for Gilmer, especially when comparing with Big Sandy, TX.
Population and Demographics
Median age is 38.5, so Gilmer may have different school, commute, healthcare, and housing demand patterns than a statewide average. Bachelor+ share is 20.7%, so Gilmer education context can be useful when reading labor-market and school sections.
Unemployment is 4.3%, so Gilmer wage and job-market context should be compared with commute options and regional employment centers.
