This section is generated from cached city metrics and clearly labeled state-level benchmarks. It is meant to make the Calvert page less generic and more useful for comparing housing, income, utilities, taxes, insurance, demographics, and nearby alternatives.
Affordability Summary
Population is 959, so Calvert should be compared with similar-size places before using broader Texas averages. Median household income is $77,669, so the best affordability read for Calvert is income versus housing, taxes, utilities, and insurance together.
Median home value is $114,100, so ownership costs in Calvert should be checked with mortgage, property tax, insurance, and maintenance assumptions. Two-bedroom rent is $904/mo, so renters can compare Calvert against ownership costs and nearby rental markets.
Housing and Income Context
For Calvert, income is solid, so housing and taxes usually decide the budget picture. Home values are comparatively low, but maintenance, taxes, and utilities still matter.
Use the home value, rent, and income fields together before deciding whether Calvert looks more favorable for renting, buying, or comparing with Franklin, TX.
Utility Cost Context
The residential electricity benchmark is $0.164/kWh, so Calvert households should treat usage, home size, heating, and cooling as the practical bill drivers. The electricity value shown for Calvert is a Texas state-level EIA benchmark, so it should not be read as a local provider tariff.
For Calvert, utility planning is stronger when the electric benchmark is paired with home age, square footage, insulation, HVAC equipment, and household occupancy.
Property Tax Context
Median property tax paid is $997, so Calvert buyers should still verify parcel-specific tax records before budgeting. Parcel boundaries, exemptions, school districts, and reassessment rules can move the actual bill for a Calvert address.
Compare the property tax field with home value rather than reading it by itself; a lower tax bill can still pair with a different assessment base or exemption profile.
Insurance and Risk Context
Insurance costs in Calvert depend on address-level factors such as roof condition, structure age, coverage limits, claims history, deductible choice, and carrier underwriting.
Home value, tax burden, and insurance exposure should be reviewed together for Calvert, especially when comparing with Franklin, TX.
Population and Demographics
Median age is 41.0, so Calvert may have different school, commute, healthcare, and housing demand patterns than a statewide average. Bachelor+ share is 32.2%, so Calvert education context can be useful when reading labor-market and school sections.
Unemployment is 4.3%, so Calvert wage and job-market context should be compared with commute options and regional employment centers.
