This section is generated from cached city metrics and clearly labeled state-level benchmarks. It is meant to make the Baltic page less generic and more useful for comparing housing, income, utilities, taxes, insurance, demographics, and nearby alternatives.
Affordability Summary
Population is 1,512, so Baltic should be compared with similar-size places before using broader South Dakota averages. Median household income is $105,132, so the best affordability read for Baltic is income versus housing, taxes, utilities, and insurance together.
Median home value is $240,200, so ownership costs in Baltic should be checked with mortgage, property tax, insurance, and maintenance assumptions. Two-bedroom rent is $1,116/mo, so renters can compare Baltic against ownership costs and nearby rental markets.
Housing and Income Context
For Baltic, household income runs high enough that housing choice can dominate affordability. Home values sit in a moderate range where taxes and utilities still change the monthly math.
Use the home value, rent, and income fields together before deciding whether Baltic looks more favorable for renting, buying, or comparing with Garretson, SD.
Utility Cost Context
The residential electricity benchmark is $0.143/kWh, so Baltic households should treat usage, home size, heating, and cooling as the practical bill drivers. The electricity value shown for Baltic is a South Dakota state-level EIA benchmark, so it should not be read as a local provider tariff.
For Baltic, utility planning is stronger when the electric benchmark is paired with home age, square footage, insulation, HVAC equipment, and household occupancy.
Property Tax Context
Median property tax paid is $2,826, so Baltic buyers should still verify parcel-specific tax records before budgeting. Parcel boundaries, exemptions, school districts, and reassessment rules can move the actual bill for a Baltic address.
Compare the property tax field with home value rather than reading it by itself; a lower tax bill can still pair with a different assessment base or exemption profile.
Insurance and Risk Context
Insurance costs in Baltic depend on address-level factors such as roof condition, structure age, coverage limits, claims history, deductible choice, and carrier underwriting.
Home value, tax burden, and insurance exposure should be reviewed together for Baltic, especially when comparing with Garretson, SD.
Population and Demographics
Median age is 29.6, so Baltic may have different school, commute, healthcare, and housing demand patterns than a statewide average. Bachelor+ share is 25.0%, so Baltic education context can be useful when reading labor-market and school sections.
Unemployment is 2.2%, so Baltic wage and job-market context should be compared with commute options and regional employment centers.
