This section is generated from cached city metrics and clearly labeled state-level benchmarks. It is meant to make the Shamokin Dam page less generic and more useful for comparing housing, income, utilities, taxes, insurance, demographics, and nearby alternatives.
Affordability Summary
Population is 1,758, so Shamokin Dam should be compared with similar-size places before using broader Pennsylvania averages. Median household income is $77,721, so the best affordability read for Shamokin Dam is income versus housing, taxes, utilities, and insurance together.
Median home value is $195,400, so ownership costs in Shamokin Dam should be checked with mortgage, property tax, insurance, and maintenance assumptions. Two-bedroom rent is $976/mo, so renters can compare Shamokin Dam against ownership costs and nearby rental markets.
Housing and Income Context
For Shamokin Dam, income is solid, so housing and taxes usually decide the budget picture. Home values are comparatively low, but maintenance, taxes, and utilities still matter.
Use the home value, rent, and income fields together before deciding whether Shamokin Dam looks more favorable for renting, buying, or comparing with Northumberland, PA.
Utility Cost Context
The residential electricity benchmark is $0.209/kWh, so Shamokin Dam households should treat usage, home size, heating, and cooling as the practical bill drivers. The electricity value shown for Shamokin Dam is a Pennsylvania state-level EIA benchmark, so it should not be read as a local provider tariff.
For Shamokin Dam, utility planning is stronger when the electric benchmark is paired with home age, square footage, insulation, HVAC equipment, and household occupancy.
Property Tax Context
Median property tax paid is $2,574, so Shamokin Dam buyers should still verify parcel-specific tax records before budgeting. Parcel boundaries, exemptions, school districts, and reassessment rules can move the actual bill for a Shamokin Dam address.
Compare the property tax field with home value rather than reading it by itself; a lower tax bill can still pair with a different assessment base or exemption profile.
Insurance and Risk Context
Insurance costs in Shamokin Dam depend on address-level factors such as roof condition, structure age, coverage limits, claims history, deductible choice, and carrier underwriting.
Home value, tax burden, and insurance exposure should be reviewed together for Shamokin Dam, especially when comparing with Northumberland, PA.
Population and Demographics
Median age is 49.5, so Shamokin Dam may have different school, commute, healthcare, and housing demand patterns than a statewide average. Bachelor+ share is 22.4%, so Shamokin Dam education context can be useful when reading labor-market and school sections.
Unemployment is 4.2%, so Shamokin Dam wage and job-market context should be compared with commute options and regional employment centers.
