This section is generated from cached city metrics and clearly labeled state-level benchmarks. It is meant to make the Urbana page less generic and more useful for comparing housing, income, utilities, taxes, insurance, demographics, and nearby alternatives.
Affordability Summary
Population is 11,153, so Urbana should be compared with similar-size places before using broader Ohio averages. Median household income is $66,768, so the best affordability read for Urbana is income versus housing, taxes, utilities, and insurance together.
Median home value is $147,300, so ownership costs in Urbana should be checked with mortgage, property tax, insurance, and maintenance assumptions. Two-bedroom rent is $911/mo, so renters can compare Urbana against ownership costs and nearby rental markets.
Housing and Income Context
For Urbana, income sits in the middle range, making recurring bills worth watching. Home values are comparatively low, but maintenance, taxes, and utilities still matter.
Use the home value, rent, and income fields together before deciding whether Urbana looks more favorable for renting, buying, or comparing with West Liberty, OH.
Utility Cost Context
The residential electricity benchmark is $0.188/kWh, so Urbana households should treat usage, home size, heating, and cooling as the practical bill drivers. The electricity value shown for Urbana is a Ohio state-level EIA benchmark, so it should not be read as a local provider tariff.
For Urbana, utility planning is stronger when the electric benchmark is paired with home age, square footage, insulation, HVAC equipment, and household occupancy.
Property Tax Context
Median property tax paid is $1,708, so Urbana buyers should still verify parcel-specific tax records before budgeting. Parcel boundaries, exemptions, school districts, and reassessment rules can move the actual bill for a Urbana address.
Compare the property tax field with home value rather than reading it by itself; a lower tax bill can still pair with a different assessment base or exemption profile.
Insurance and Risk Context
Insurance costs in Urbana depend on address-level factors such as roof condition, structure age, coverage limits, claims history, deductible choice, and carrier underwriting.
Home value, tax burden, and insurance exposure should be reviewed together for Urbana, especially when comparing with West Liberty, OH.
Population and Demographics
Median age is 38.0, so Urbana may have different school, commute, healthcare, and housing demand patterns than a statewide average. Bachelor+ share is 17.5%, so Urbana education context can be useful when reading labor-market and school sections.
Unemployment is 3.9%, so Urbana wage and job-market context should be compared with commute options and regional employment centers.
