This section is generated from cached city metrics and clearly labeled state-level benchmarks. It is meant to make the West Haverstraw page less generic and more useful for comparing housing, income, utilities, taxes, insurance, demographics, and nearby alternatives.
Affordability Summary
Population is 10,663, so West Haverstraw should be compared with similar-size places before using broader New York averages. Median household income is $86,167, so the best affordability read for West Haverstraw is income versus housing, taxes, utilities, and insurance together.
Median home value is $368,600, so ownership costs in West Haverstraw should be checked with mortgage, property tax, insurance, and maintenance assumptions. Two-bedroom rent is $1,807/mo, so renters can compare West Haverstraw against ownership costs and nearby rental markets.
Housing and Income Context
For West Haverstraw, income is solid, so housing and taxes usually decide the budget picture. Home values sit in a moderate range where taxes and utilities still change the monthly math.
Use the home value, rent, and income fields together before deciding whether West Haverstraw looks more favorable for renting, buying, or comparing with Thiells, NY.
Utility Cost Context
The residential electricity benchmark is $0.286/kWh, so West Haverstraw households should treat usage, home size, heating, and cooling as the practical bill drivers. The electricity value shown for West Haverstraw is a New York state-level EIA benchmark, so it should not be read as a local provider tariff.
For West Haverstraw, utility planning is stronger when the electric benchmark is paired with home age, square footage, insulation, HVAC equipment, and household occupancy.
Property Tax Context
Median property tax paid is $10,001, so West Haverstraw buyers should still verify parcel-specific tax records before budgeting. Parcel boundaries, exemptions, school districts, and reassessment rules can move the actual bill for a West Haverstraw address.
Compare the property tax field with home value rather than reading it by itself; a lower tax bill can still pair with a different assessment base or exemption profile.
Insurance and Risk Context
Insurance costs in West Haverstraw depend on address-level factors such as roof condition, structure age, coverage limits, claims history, deductible choice, and carrier underwriting.
Home value, tax burden, and insurance exposure should be reviewed together for West Haverstraw, especially when comparing with Thiells, NY.
Population and Demographics
Median age is 39.0, so West Haverstraw may have different school, commute, healthcare, and housing demand patterns than a statewide average. Bachelor+ share is 27.5%, so West Haverstraw education context can be useful when reading labor-market and school sections.
Unemployment is 4.6%, so West Haverstraw wage and job-market context should be compared with commute options and regional employment centers.
