This section is generated from cached city metrics and clearly labeled state-level benchmarks. It is meant to make the Silver Creek page less generic and more useful for comparing housing, income, utilities, taxes, insurance, demographics, and nearby alternatives.
Affordability Summary
Population is 2,619, so Silver Creek should be compared with similar-size places before using broader New York averages. Median household income is $66,250, so the best affordability read for Silver Creek is income versus housing, taxes, utilities, and insurance together.
Median home value is $119,500, so ownership costs in Silver Creek should be checked with mortgage, property tax, insurance, and maintenance assumptions. Two-bedroom rent is $918/mo, so renters can compare Silver Creek against ownership costs and nearby rental markets.
Housing and Income Context
For Silver Creek, income sits in the middle range, making recurring bills worth watching. Home values are comparatively low, but maintenance, taxes, and utilities still matter.
Use the home value, rent, and income fields together before deciding whether Silver Creek looks more favorable for renting, buying, or comparing with Angola, NY.
Utility Cost Context
The residential electricity benchmark is $0.286/kWh, so Silver Creek households should treat usage, home size, heating, and cooling as the practical bill drivers. The electricity value shown for Silver Creek is a New York state-level EIA benchmark, so it should not be read as a local provider tariff.
For Silver Creek, utility planning is stronger when the electric benchmark is paired with home age, square footage, insulation, HVAC equipment, and household occupancy.
Property Tax Context
Median property tax paid is $3,152, so Silver Creek buyers should still verify parcel-specific tax records before budgeting. Parcel boundaries, exemptions, school districts, and reassessment rules can move the actual bill for a Silver Creek address.
Compare the property tax field with home value rather than reading it by itself; a lower tax bill can still pair with a different assessment base or exemption profile.
Insurance and Risk Context
Insurance costs in Silver Creek depend on address-level factors such as roof condition, structure age, coverage limits, claims history, deductible choice, and carrier underwriting.
Home value, tax burden, and insurance exposure should be reviewed together for Silver Creek, especially when comparing with Angola, NY.
Population and Demographics
Median age is 37.8, so Silver Creek may have different school, commute, healthcare, and housing demand patterns than a statewide average. Bachelor+ share is 28.6%, so Silver Creek education context can be useful when reading labor-market and school sections.
Unemployment is 4.6%, so Silver Creek wage and job-market context should be compared with commute options and regional employment centers.
