This section is generated from cached city metrics and clearly labeled state-level benchmarks. It is meant to make the Kiryas Joel page less generic and more useful for comparing housing, income, utilities, taxes, insurance, demographics, and nearby alternatives.
Affordability Summary
Population is 36,572, so Kiryas Joel should be compared with similar-size places before using broader New York averages. Median household income is $43,171, so the best affordability read for Kiryas Joel is income versus housing, taxes, utilities, and insurance together.
Median home value is $685,800, so ownership costs in Kiryas Joel should be checked with mortgage, property tax, insurance, and maintenance assumptions. Two-bedroom rent is $1,575/mo, so renters can compare Kiryas Joel against ownership costs and nearby rental markets.
Housing and Income Context
For Kiryas Joel, income is more constrained, so utilities, rent, and taxes deserve extra attention. Home values are elevated enough that taxes and financing terms can move the total cost.
Use the home value, rent, and income fields together before deciding whether Kiryas Joel looks more favorable for renting, buying, or comparing with Harriman, NY.
Utility Cost Context
The residential electricity benchmark is $0.286/kWh, so Kiryas Joel households should treat usage, home size, heating, and cooling as the practical bill drivers. The electricity value shown for Kiryas Joel is a New York state-level EIA benchmark, so it should not be read as a local provider tariff.
For Kiryas Joel, utility planning is stronger when the electric benchmark is paired with home age, square footage, insulation, HVAC equipment, and household occupancy.
Property Tax Context
Median property tax paid is $3,924, so Kiryas Joel buyers should still verify parcel-specific tax records before budgeting. Parcel boundaries, exemptions, school districts, and reassessment rules can move the actual bill for a Kiryas Joel address.
Compare the property tax field with home value rather than reading it by itself; a lower tax bill can still pair with a different assessment base or exemption profile.
Insurance and Risk Context
Insurance costs in Kiryas Joel depend on address-level factors such as roof condition, structure age, coverage limits, claims history, deductible choice, and carrier underwriting.
Home value, tax burden, and insurance exposure should be reviewed together for Kiryas Joel, especially when comparing with Harriman, NY.
Population and Demographics
Median age is 15.1, so Kiryas Joel may have different school, commute, healthcare, and housing demand patterns than a statewide average. Bachelor+ share is 6.1%, so Kiryas Joel education context can be useful when reading labor-market and school sections.
Unemployment is 4.6%, so Kiryas Joel wage and job-market context should be compared with commute options and regional employment centers.
