This section is generated from cached city metrics and clearly labeled state-level benchmarks. It is meant to make the Fort Sumner page less generic and more useful for comparing housing, income, utilities, taxes, insurance, demographics, and nearby alternatives.
Affordability Summary
Population is 958, so Fort Sumner should be compared with similar-size places before using broader New Mexico averages. Median household income is not available in the current cache, so the best affordability read for Fort Sumner is income versus housing, taxes, utilities, and insurance together.
Median home value is $154,000, so ownership costs in Fort Sumner should be checked with mortgage, property tax, insurance, and maintenance assumptions. Two-bedroom rent is $715/mo, so renters can compare Fort Sumner against ownership costs and nearby rental markets.
Housing and Income Context
For Fort Sumner, income data should be read alongside housing and utility costs. Home values are comparatively low, but maintenance, taxes, and utilities still matter.
Use the home value, rent, and income fields together before deciding whether Fort Sumner looks more favorable for renting, buying, or comparing with Portales, NM.
Utility Cost Context
The residential electricity benchmark is $0.148/kWh, so Fort Sumner households should treat usage, home size, heating, and cooling as the practical bill drivers. The electricity value shown for Fort Sumner is a New Mexico state-level EIA benchmark, so it should not be read as a local provider tariff.
For Fort Sumner, utility planning is stronger when the electric benchmark is paired with home age, square footage, insulation, HVAC equipment, and household occupancy.
Property Tax Context
Median property tax paid is not available in the current cache, so Fort Sumner buyers should still verify parcel-specific tax records before budgeting. Parcel boundaries, exemptions, school districts, and reassessment rules can move the actual bill for a Fort Sumner address.
Compare the property tax field with home value rather than reading it by itself; a lower tax bill can still pair with a different assessment base or exemption profile.
Insurance and Risk Context
Insurance costs in Fort Sumner depend on address-level factors such as roof condition, structure age, coverage limits, claims history, deductible choice, and carrier underwriting.
Home value, tax burden, and insurance exposure should be reviewed together for Fort Sumner, especially when comparing with Portales, NM.
Population and Demographics
Median age is 27.9, so Fort Sumner may have different school, commute, healthcare, and housing demand patterns than a statewide average. Bachelor+ share is 3.1%, so Fort Sumner education context can be useful when reading labor-market and school sections.
Unemployment is 4.9%, so Fort Sumner wage and job-market context should be compared with commute options and regional employment centers.
