This section is generated from cached city metrics and clearly labeled state-level benchmarks. It is meant to make the Holts Summit page less generic and more useful for comparing housing, income, utilities, taxes, insurance, demographics, and nearby alternatives.
Affordability Summary
Population is 4,572, so Holts Summit should be compared with similar-size places before using broader Missouri averages. Median household income is $81,927, so the best affordability read for Holts Summit is income versus housing, taxes, utilities, and insurance together.
Median home value is $184,400, so ownership costs in Holts Summit should be checked with mortgage, property tax, insurance, and maintenance assumptions. Two-bedroom rent is $1,042/mo, so renters can compare Holts Summit against ownership costs and nearby rental markets.
Housing and Income Context
For Holts Summit, income is solid, so housing and taxes usually decide the budget picture. Home values are comparatively low, but maintenance, taxes, and utilities still matter.
Use the home value, rent, and income fields together before deciding whether Holts Summit looks more favorable for renting, buying, or comparing with Taos, MO.
Utility Cost Context
The residential electricity benchmark is $0.134/kWh, so Holts Summit households should treat usage, home size, heating, and cooling as the practical bill drivers. The electricity value shown for Holts Summit is a Missouri state-level EIA benchmark, so it should not be read as a local provider tariff.
For Holts Summit, utility planning is stronger when the electric benchmark is paired with home age, square footage, insulation, HVAC equipment, and household occupancy.
Property Tax Context
Median property tax paid is $1,893, so Holts Summit buyers should still verify parcel-specific tax records before budgeting. Parcel boundaries, exemptions, school districts, and reassessment rules can move the actual bill for a Holts Summit address.
Compare the property tax field with home value rather than reading it by itself; a lower tax bill can still pair with a different assessment base or exemption profile.
Insurance and Risk Context
Insurance costs in Holts Summit depend on address-level factors such as roof condition, structure age, coverage limits, claims history, deductible choice, and carrier underwriting.
Home value, tax burden, and insurance exposure should be reviewed together for Holts Summit, especially when comparing with Taos, MO.
Population and Demographics
Median age is 33.1, so Holts Summit may have different school, commute, healthcare, and housing demand patterns than a statewide average. Bachelor+ share is 26.9%, so Holts Summit education context can be useful when reading labor-market and school sections.
Unemployment is 3.8%, so Holts Summit wage and job-market context should be compared with commute options and regional employment centers.
