This section is generated from cached city metrics and clearly labeled state-level benchmarks. It is meant to make the Cool Valley page less generic and more useful for comparing housing, income, utilities, taxes, insurance, demographics, and nearby alternatives.
Affordability Summary
Population is 1,319, so Cool Valley should be compared with similar-size places before using broader Missouri averages. Median household income is $50,417, so the best affordability read for Cool Valley is income versus housing, taxes, utilities, and insurance together.
Median home value is $94,700, so ownership costs in Cool Valley should be checked with mortgage, property tax, insurance, and maintenance assumptions. Two-bedroom rent is $932/mo, so renters can compare Cool Valley against ownership costs and nearby rental markets.
Housing and Income Context
For Cool Valley, income is more constrained, so utilities, rent, and taxes deserve extra attention. Home values are comparatively low, but maintenance, taxes, and utilities still matter.
Use the home value, rent, and income fields together before deciding whether Cool Valley looks more favorable for renting, buying, or comparing with Bel-Ridge, MO.
Utility Cost Context
The residential electricity benchmark is $0.134/kWh, so Cool Valley households should treat usage, home size, heating, and cooling as the practical bill drivers. The electricity value shown for Cool Valley is a Missouri state-level EIA benchmark, so it should not be read as a local provider tariff.
For Cool Valley, utility planning is stronger when the electric benchmark is paired with home age, square footage, insulation, HVAC equipment, and household occupancy.
Property Tax Context
Median property tax paid is $1,721, so Cool Valley buyers should still verify parcel-specific tax records before budgeting. Parcel boundaries, exemptions, school districts, and reassessment rules can move the actual bill for a Cool Valley address.
Compare the property tax field with home value rather than reading it by itself; a lower tax bill can still pair with a different assessment base or exemption profile.
Insurance and Risk Context
Insurance costs in Cool Valley depend on address-level factors such as roof condition, structure age, coverage limits, claims history, deductible choice, and carrier underwriting.
Home value, tax burden, and insurance exposure should be reviewed together for Cool Valley, especially when comparing with Bel-Ridge, MO.
Population and Demographics
Median age is 27.3, so Cool Valley may have different school, commute, healthcare, and housing demand patterns than a statewide average. Bachelor+ share is 12.1%, so Cool Valley education context can be useful when reading labor-market and school sections.
Unemployment is 3.8%, so Cool Valley wage and job-market context should be compared with commute options and regional employment centers.
