This section is generated from cached city metrics and clearly labeled state-level benchmarks. It is meant to make the Mahtomedi page less generic and more useful for comparing housing, income, utilities, taxes, insurance, demographics, and nearby alternatives.
Affordability Summary
Population is 8,108, so Mahtomedi should be compared with similar-size places before using broader Minnesota averages. Median household income is $132,326, so the best affordability read for Mahtomedi is income versus housing, taxes, utilities, and insurance together.
Median home value is $466,100, so ownership costs in Mahtomedi should be checked with mortgage, property tax, insurance, and maintenance assumptions. Two-bedroom rent is $1,608/mo, so renters can compare Mahtomedi against ownership costs and nearby rental markets.
Housing and Income Context
For Mahtomedi, household income runs high enough that housing choice can dominate affordability. Home values are elevated enough that taxes and financing terms can move the total cost.
Use the home value, rent, and income fields together before deciding whether Mahtomedi looks more favorable for renting, buying, or comparing with Dellwood, MN.
Utility Cost Context
The residential electricity benchmark is $0.151/kWh, so Mahtomedi households should treat usage, home size, heating, and cooling as the practical bill drivers. The electricity value shown for Mahtomedi is a Minnesota state-level EIA benchmark, so it should not be read as a local provider tariff.
For Mahtomedi, utility planning is stronger when the electric benchmark is paired with home age, square footage, insulation, HVAC equipment, and household occupancy.
Property Tax Context
Median property tax paid is $4,926, so Mahtomedi buyers should still verify parcel-specific tax records before budgeting. Parcel boundaries, exemptions, school districts, and reassessment rules can move the actual bill for a Mahtomedi address.
Compare the property tax field with home value rather than reading it by itself; a lower tax bill can still pair with a different assessment base or exemption profile.
Insurance and Risk Context
Insurance costs in Mahtomedi depend on address-level factors such as roof condition, structure age, coverage limits, claims history, deductible choice, and carrier underwriting.
Home value, tax burden, and insurance exposure should be reviewed together for Mahtomedi, especially when comparing with Dellwood, MN.
Population and Demographics
Median age is 43.3, so Mahtomedi may have different school, commute, healthcare, and housing demand patterns than a statewide average. Bachelor+ share is 62.6%, so Mahtomedi education context can be useful when reading labor-market and school sections.
Unemployment is 4.5%, so Mahtomedi wage and job-market context should be compared with commute options and regional employment centers.
