This section is generated from cached city metrics and clearly labeled state-level benchmarks. It is meant to make the Zachary page less generic and more useful for comparing housing, income, utilities, taxes, insurance, demographics, and nearby alternatives.
Affordability Summary
Population is 19,637, so Zachary should be compared with similar-size places before using broader Louisiana averages. Median household income is $90,507, so the best affordability read for Zachary is income versus housing, taxes, utilities, and insurance together.
Median home value is $258,000, so ownership costs in Zachary should be checked with mortgage, property tax, insurance, and maintenance assumptions. Two-bedroom rent is $1,440/mo, so renters can compare Zachary against ownership costs and nearby rental markets.
Housing and Income Context
For Zachary, income is solid, so housing and taxes usually decide the budget picture. Home values sit in a moderate range where taxes and utilities still change the monthly math.
Use the home value, rent, and income fields together before deciding whether Zachary looks more favorable for renting, buying, or comparing with Baker, LA.
Utility Cost Context
The residential electricity benchmark is $0.142/kWh, so Zachary households should treat usage, home size, heating, and cooling as the practical bill drivers. The electricity value shown for Zachary is a Louisiana state-level EIA benchmark, so it should not be read as a local provider tariff.
For Zachary, utility planning is stronger when the electric benchmark is paired with home age, square footage, insulation, HVAC equipment, and household occupancy.
Property Tax Context
Median property tax paid is $2,175, so Zachary buyers should still verify parcel-specific tax records before budgeting. Parcel boundaries, exemptions, school districts, and reassessment rules can move the actual bill for a Zachary address.
Compare the property tax field with home value rather than reading it by itself; a lower tax bill can still pair with a different assessment base or exemption profile.
Insurance and Risk Context
Insurance costs in Zachary depend on address-level factors such as roof condition, structure age, coverage limits, claims history, deductible choice, and carrier underwriting.
Home value, tax burden, and insurance exposure should be reviewed together for Zachary, especially when comparing with Baker, LA.
Population and Demographics
Median age is 34.2, so Zachary may have different school, commute, healthcare, and housing demand patterns than a statewide average. Bachelor+ share is 38.5%, so Zachary education context can be useful when reading labor-market and school sections.
Unemployment is 4.4%, so Zachary wage and job-market context should be compared with commute options and regional employment centers.
