This section is generated from cached city metrics and clearly labeled state-level benchmarks. It is meant to make the Carrollton page less generic and more useful for comparing housing, income, utilities, taxes, insurance, demographics, and nearby alternatives.
Affordability Summary
Population is 3,894, so Carrollton should be compared with similar-size places before using broader Kentucky averages. Median household income is $58,788, so the best affordability read for Carrollton is income versus housing, taxes, utilities, and insurance together.
Median home value is $122,400, so ownership costs in Carrollton should be checked with mortgage, property tax, insurance, and maintenance assumptions. Two-bedroom rent is $862/mo, so renters can compare Carrollton against ownership costs and nearby rental markets.
Housing and Income Context
For Carrollton, income sits in the middle range, making recurring bills worth watching. Home values are comparatively low, but maintenance, taxes, and utilities still matter.
Use the home value, rent, and income fields together before deciding whether Carrollton looks more favorable for renting, buying, or comparing with New Castle, KY.
Utility Cost Context
The residential electricity benchmark is $0.149/kWh, so Carrollton households should treat usage, home size, heating, and cooling as the practical bill drivers. The electricity value shown for Carrollton is a Kentucky state-level EIA benchmark, so it should not be read as a local provider tariff.
For Carrollton, utility planning is stronger when the electric benchmark is paired with home age, square footage, insulation, HVAC equipment, and household occupancy.
Property Tax Context
Median property tax paid is $1,079, so Carrollton buyers should still verify parcel-specific tax records before budgeting. Parcel boundaries, exemptions, school districts, and reassessment rules can move the actual bill for a Carrollton address.
Compare the property tax field with home value rather than reading it by itself; a lower tax bill can still pair with a different assessment base or exemption profile.
Insurance and Risk Context
Insurance costs in Carrollton depend on address-level factors such as roof condition, structure age, coverage limits, claims history, deductible choice, and carrier underwriting.
Home value, tax burden, and insurance exposure should be reviewed together for Carrollton, especially when comparing with New Castle, KY.
Population and Demographics
Median age is 34.0, so Carrollton may have different school, commute, healthcare, and housing demand patterns than a statewide average. Bachelor+ share is 2.1%, so Carrollton education context can be useful when reading labor-market and school sections.
Unemployment is 4.3%, so Carrollton wage and job-market context should be compared with commute options and regional employment centers.
