This section is generated from cached city metrics and clearly labeled state-level benchmarks. It is meant to make the Swansea page less generic and more useful for comparing housing, income, utilities, taxes, insurance, demographics, and nearby alternatives.
Affordability Summary
Population is 14,603, so Swansea should be compared with similar-size places before using broader Illinois averages. Median household income is $84,367, so the best affordability read for Swansea is income versus housing, taxes, utilities, and insurance together.
Median home value is $211,700, so ownership costs in Swansea should be checked with mortgage, property tax, insurance, and maintenance assumptions. Two-bedroom rent is $1,178/mo, so renters can compare Swansea against ownership costs and nearby rental markets.
Housing and Income Context
For Swansea, income is solid, so housing and taxes usually decide the budget picture. Home values sit in a moderate range where taxes and utilities still change the monthly math.
Use the home value, rent, and income fields together before deciding whether Swansea looks more favorable for renting, buying, or comparing with Fairview Heights, IL.
Utility Cost Context
The residential electricity benchmark is $0.189/kWh, so Swansea households should treat usage, home size, heating, and cooling as the practical bill drivers. The electricity value shown for Swansea is a Illinois state-level EIA benchmark, so it should not be read as a local provider tariff.
For Swansea, utility planning is stronger when the electric benchmark is paired with home age, square footage, insulation, HVAC equipment, and household occupancy.
Property Tax Context
Median property tax paid is $4,765, so Swansea buyers should still verify parcel-specific tax records before budgeting. Parcel boundaries, exemptions, school districts, and reassessment rules can move the actual bill for a Swansea address.
Compare the property tax field with home value rather than reading it by itself; a lower tax bill can still pair with a different assessment base or exemption profile.
Insurance and Risk Context
Insurance costs in Swansea depend on address-level factors such as roof condition, structure age, coverage limits, claims history, deductible choice, and carrier underwriting.
Home value, tax burden, and insurance exposure should be reviewed together for Swansea, especially when comparing with Fairview Heights, IL.
Population and Demographics
Median age is 38.4, so Swansea may have different school, commute, healthcare, and housing demand patterns than a statewide average. Bachelor+ share is 43.1%, so Swansea education context can be useful when reading labor-market and school sections.
Unemployment is 5.1%, so Swansea wage and job-market context should be compared with commute options and regional employment centers.
