This section is generated from cached city metrics and clearly labeled state-level benchmarks. It is meant to make the Pecatonica page less generic and more useful for comparing housing, income, utilities, taxes, insurance, demographics, and nearby alternatives.
Affordability Summary
Population is 2,178, so Pecatonica should be compared with similar-size places before using broader Illinois averages. Median household income is $71,500, so the best affordability read for Pecatonica is income versus housing, taxes, utilities, and insurance together.
Median home value is $134,900, so ownership costs in Pecatonica should be checked with mortgage, property tax, insurance, and maintenance assumptions. Two-bedroom rent is $1,089/mo, so renters can compare Pecatonica against ownership costs and nearby rental markets.
Housing and Income Context
For Pecatonica, income sits in the middle range, making recurring bills worth watching. Home values are comparatively low, but maintenance, taxes, and utilities still matter.
Use the home value, rent, and income fields together before deciding whether Pecatonica looks more favorable for renting, buying, or comparing with Winnebago, IL.
Utility Cost Context
The residential electricity benchmark is $0.189/kWh, so Pecatonica households should treat usage, home size, heating, and cooling as the practical bill drivers. The electricity value shown for Pecatonica is a Illinois state-level EIA benchmark, so it should not be read as a local provider tariff.
For Pecatonica, utility planning is stronger when the electric benchmark is paired with home age, square footage, insulation, HVAC equipment, and household occupancy.
Property Tax Context
Median property tax paid is $3,279, so Pecatonica buyers should still verify parcel-specific tax records before budgeting. Parcel boundaries, exemptions, school districts, and reassessment rules can move the actual bill for a Pecatonica address.
Compare the property tax field with home value rather than reading it by itself; a lower tax bill can still pair with a different assessment base or exemption profile.
Insurance and Risk Context
Insurance costs in Pecatonica depend on address-level factors such as roof condition, structure age, coverage limits, claims history, deductible choice, and carrier underwriting.
Home value, tax burden, and insurance exposure should be reviewed together for Pecatonica, especially when comparing with Winnebago, IL.
Population and Demographics
Median age is 40.7, so Pecatonica may have different school, commute, healthcare, and housing demand patterns than a statewide average. Bachelor+ share is 21.1%, so Pecatonica education context can be useful when reading labor-market and school sections.
Unemployment is 5.1%, so Pecatonica wage and job-market context should be compared with commute options and regional employment centers.
