This section is generated from cached city metrics and clearly labeled state-level benchmarks. It is meant to make the Mount Carroll page less generic and more useful for comparing housing, income, utilities, taxes, insurance, demographics, and nearby alternatives.
Affordability Summary
Population is 1,515, so Mount Carroll should be compared with similar-size places before using broader Illinois averages. Median household income is $59,167, so the best affordability read for Mount Carroll is income versus housing, taxes, utilities, and insurance together.
Median home value is $88,800, so ownership costs in Mount Carroll should be checked with mortgage, property tax, insurance, and maintenance assumptions. Two-bedroom rent is $749/mo, so renters can compare Mount Carroll against ownership costs and nearby rental markets.
Housing and Income Context
For Mount Carroll, income sits in the middle range, making recurring bills worth watching. Home values are comparatively low, but maintenance, taxes, and utilities still matter.
Use the home value, rent, and income fields together before deciding whether Mount Carroll looks more favorable for renting, buying, or comparing with Savanna, IL.
Utility Cost Context
The residential electricity benchmark is $0.189/kWh, so Mount Carroll households should treat usage, home size, heating, and cooling as the practical bill drivers. The electricity value shown for Mount Carroll is a Illinois state-level EIA benchmark, so it should not be read as a local provider tariff.
For Mount Carroll, utility planning is stronger when the electric benchmark is paired with home age, square footage, insulation, HVAC equipment, and household occupancy.
Property Tax Context
Median property tax paid is $2,258, so Mount Carroll buyers should still verify parcel-specific tax records before budgeting. Parcel boundaries, exemptions, school districts, and reassessment rules can move the actual bill for a Mount Carroll address.
Compare the property tax field with home value rather than reading it by itself; a lower tax bill can still pair with a different assessment base or exemption profile.
Insurance and Risk Context
Insurance costs in Mount Carroll depend on address-level factors such as roof condition, structure age, coverage limits, claims history, deductible choice, and carrier underwriting.
Home value, tax burden, and insurance exposure should be reviewed together for Mount Carroll, especially when comparing with Savanna, IL.
Population and Demographics
Median age is 44.6, so Mount Carroll may have different school, commute, healthcare, and housing demand patterns than a statewide average. Bachelor+ share is 23.0%, so Mount Carroll education context can be useful when reading labor-market and school sections.
Unemployment is 5.1%, so Mount Carroll wage and job-market context should be compared with commute options and regional employment centers.
