This section is generated from cached city metrics and clearly labeled state-level benchmarks. It is meant to make the Coal Valley page less generic and more useful for comparing housing, income, utilities, taxes, insurance, demographics, and nearby alternatives.
Affordability Summary
Population is 4,142, so Coal Valley should be compared with similar-size places before using broader Illinois averages. Median household income is $104,781, so the best affordability read for Coal Valley is income versus housing, taxes, utilities, and insurance together.
Median home value is $208,700, so ownership costs in Coal Valley should be checked with mortgage, property tax, insurance, and maintenance assumptions. Two-bedroom rent is not available in the current cache, so renters can compare Coal Valley against ownership costs and nearby rental markets.
Housing and Income Context
For Coal Valley, household income runs high enough that housing choice can dominate affordability. Home values sit in a moderate range where taxes and utilities still change the monthly math.
Use the home value, rent, and income fields together before deciding whether Coal Valley looks more favorable for renting, buying, or comparing with Moline, IL.
Utility Cost Context
The residential electricity benchmark is $0.189/kWh, so Coal Valley households should treat usage, home size, heating, and cooling as the practical bill drivers. The electricity value shown for Coal Valley is a Illinois state-level EIA benchmark, so it should not be read as a local provider tariff.
For Coal Valley, utility planning is stronger when the electric benchmark is paired with home age, square footage, insulation, HVAC equipment, and household occupancy.
Property Tax Context
Median property tax paid is $5,079, so Coal Valley buyers should still verify parcel-specific tax records before budgeting. Parcel boundaries, exemptions, school districts, and reassessment rules can move the actual bill for a Coal Valley address.
Compare the property tax field with home value rather than reading it by itself; a lower tax bill can still pair with a different assessment base or exemption profile.
Insurance and Risk Context
Insurance costs in Coal Valley depend on address-level factors such as roof condition, structure age, coverage limits, claims history, deductible choice, and carrier underwriting.
Home value, tax burden, and insurance exposure should be reviewed together for Coal Valley, especially when comparing with Moline, IL.
Population and Demographics
Median age is 46.7, so Coal Valley may have different school, commute, healthcare, and housing demand patterns than a statewide average. Bachelor+ share is 33.2%, so Coal Valley education context can be useful when reading labor-market and school sections.
Unemployment is 5.1%, so Coal Valley wage and job-market context should be compared with commute options and regional employment centers.
