This section is generated from cached city metrics and clearly labeled state-level benchmarks. It is meant to make the Wailuku page less generic and more useful for comparing housing, income, utilities, taxes, insurance, demographics, and nearby alternatives.
Affordability Summary
Population is 15,754, so Wailuku should be compared with similar-size places before using broader Hawaii averages. Median household income is $93,958, so the best affordability read for Wailuku is income versus housing, taxes, utilities, and insurance together.
Median home value is $781,700, so ownership costs in Wailuku should be checked with mortgage, property tax, insurance, and maintenance assumptions. Two-bedroom rent is $1,747/mo, so renters can compare Wailuku against ownership costs and nearby rental markets.
Housing and Income Context
For Wailuku, income is solid, so housing and taxes usually decide the budget picture. Home values are high, making down payment and insurance assumptions especially important.
Use the home value, rent, and income fields together before deciding whether Wailuku looks more favorable for renting, buying, or comparing with Waihee-Waiehu, HI.
Utility Cost Context
The residential electricity benchmark is $0.422/kWh, so Wailuku households should treat usage, home size, heating, and cooling as the practical bill drivers. The electricity value shown for Wailuku is a Hawaii state-level EIA benchmark, so it should not be read as a local provider tariff.
For Wailuku, utility planning is stronger when the electric benchmark is paired with home age, square footage, insulation, HVAC equipment, and household occupancy.
Property Tax Context
Median property tax paid is $1,230, so Wailuku buyers should still verify parcel-specific tax records before budgeting. Parcel boundaries, exemptions, school districts, and reassessment rules can move the actual bill for a Wailuku address.
Compare the property tax field with home value rather than reading it by itself; a lower tax bill can still pair with a different assessment base or exemption profile.
Insurance and Risk Context
Insurance costs in Wailuku depend on address-level factors such as roof condition, structure age, coverage limits, claims history, deductible choice, and carrier underwriting.
Home value, tax burden, and insurance exposure should be reviewed together for Wailuku, especially when comparing with Waihee-Waiehu, HI.
Population and Demographics
Median age is 44.8, so Wailuku may have different school, commute, healthcare, and housing demand patterns than a statewide average. Bachelor+ share is 35.8%, so Wailuku education context can be useful when reading labor-market and school sections.
Unemployment is 2.5%, so Wailuku wage and job-market context should be compared with commute options and regional employment centers.
