This section is generated from cached city metrics and clearly labeled state-level benchmarks. It is meant to make the St. Marys page less generic and more useful for comparing housing, income, utilities, taxes, insurance, demographics, and nearby alternatives.
Affordability Summary
Population is 18,805, so St. Marys should be compared with similar-size places before using broader Georgia averages. Median household income is $67,271, so the best affordability read for St. Marys is income versus housing, taxes, utilities, and insurance together.
Median home value is $259,300, so ownership costs in St. Marys should be checked with mortgage, property tax, insurance, and maintenance assumptions. Two-bedroom rent is $1,171/mo, so renters can compare St. Marys against ownership costs and nearby rental markets.
Housing and Income Context
For St. Marys, income sits in the middle range, making recurring bills worth watching. Home values sit in a moderate range where taxes and utilities still change the monthly math.
Use the home value, rent, and income fields together before deciding whether St. Marys looks more favorable for renting, buying, or comparing with Woodbine, GA.
Utility Cost Context
The residential electricity benchmark is $0.150/kWh, so St. Marys households should treat usage, home size, heating, and cooling as the practical bill drivers. The electricity value shown for St. Marys is a Georgia state-level EIA benchmark, so it should not be read as a local provider tariff.
For St. Marys, utility planning is stronger when the electric benchmark is paired with home age, square footage, insulation, HVAC equipment, and household occupancy.
Property Tax Context
Median property tax paid is $2,709, so St. Marys buyers should still verify parcel-specific tax records before budgeting. Parcel boundaries, exemptions, school districts, and reassessment rules can move the actual bill for a St. Marys address.
Compare the property tax field with home value rather than reading it by itself; a lower tax bill can still pair with a different assessment base or exemption profile.
Insurance and Risk Context
Insurance costs in St. Marys depend on address-level factors such as roof condition, structure age, coverage limits, claims history, deductible choice, and carrier underwriting.
Home value, tax burden, and insurance exposure should be reviewed together for St. Marys, especially when comparing with Woodbine, GA.
Population and Demographics
Median age is 33.6, so St. Marys may have different school, commute, healthcare, and housing demand patterns than a statewide average. Bachelor+ share is 27.2%, so St. Marys education context can be useful when reading labor-market and school sections.
Unemployment is 3.5%, so St. Marys wage and job-market context should be compared with commute options and regional employment centers.
