This section is generated from cached city metrics and clearly labeled state-level benchmarks. It is meant to make the Coal Creek page less generic and more useful for comparing housing, income, utilities, taxes, insurance, demographics, and nearby alternatives.
Affordability Summary
Population is 395, so Coal Creek should be compared with similar-size places before using broader Colorado averages. Median household income is $41,333, so the best affordability read for Coal Creek is income versus housing, taxes, utilities, and insurance together.
Median home value is $205,300, so ownership costs in Coal Creek should be checked with mortgage, property tax, insurance, and maintenance assumptions. Two-bedroom rent is $1,313/mo, so renters can compare Coal Creek against ownership costs and nearby rental markets.
Housing and Income Context
For Coal Creek, income is more constrained, so utilities, rent, and taxes deserve extra attention. Home values sit in a moderate range where taxes and utilities still change the monthly math.
Use the home value, rent, and income fields together before deciding whether Coal Creek looks more favorable for renting, buying, or comparing with Florence, CO.
Utility Cost Context
The residential electricity benchmark is $0.167/kWh, so Coal Creek households should treat usage, home size, heating, and cooling as the practical bill drivers. The electricity value shown for Coal Creek is a Colorado state-level EIA benchmark, so it should not be read as a local provider tariff.
For Coal Creek, utility planning is stronger when the electric benchmark is paired with home age, square footage, insulation, HVAC equipment, and household occupancy.
Property Tax Context
Median property tax paid is $738, so Coal Creek buyers should still verify parcel-specific tax records before budgeting. Parcel boundaries, exemptions, school districts, and reassessment rules can move the actual bill for a Coal Creek address.
Compare the property tax field with home value rather than reading it by itself; a lower tax bill can still pair with a different assessment base or exemption profile.
Insurance and Risk Context
Insurance costs in Coal Creek depend on address-level factors such as roof condition, structure age, coverage limits, claims history, deductible choice, and carrier underwriting.
Home value, tax burden, and insurance exposure should be reviewed together for Coal Creek, especially when comparing with Florence, CO.
Population and Demographics
Median age is 38.5, so Coal Creek may have different school, commute, healthcare, and housing demand patterns than a statewide average. Bachelor+ share is 13.3%, so Coal Creek education context can be useful when reading labor-market and school sections.
Unemployment is 3.9%, so Coal Creek wage and job-market context should be compared with commute options and regional employment centers.
