This section is generated from cached city metrics and clearly labeled state-level benchmarks. It is meant to make the Owens Cross Roads page less generic and more useful for comparing housing, income, utilities, taxes, insurance, demographics, and nearby alternatives.
Affordability Summary
Population is 2,678, so Owens Cross Roads should be compared with similar-size places before using broader Alabama averages. Median household income is $73,708, so the best affordability read for Owens Cross Roads is income versus housing, taxes, utilities, and insurance together.
Median home value is $206,100, so ownership costs in Owens Cross Roads should be checked with mortgage, property tax, insurance, and maintenance assumptions. Two-bedroom rent is $895/mo, so renters can compare Owens Cross Roads against ownership costs and nearby rental markets.
Housing and Income Context
For Owens Cross Roads, income sits in the middle range, making recurring bills worth watching. Home values sit in a moderate range where taxes and utilities still change the monthly math.
Use the home value, rent, and income fields together before deciding whether Owens Cross Roads looks more favorable for renting, buying, or comparing with Redstone Arsenal, AL.
Utility Cost Context
The residential electricity benchmark is $0.171/kWh, so Owens Cross Roads households should treat usage, home size, heating, and cooling as the practical bill drivers. The electricity value shown for Owens Cross Roads is a Alabama state-level EIA benchmark, so it should not be read as a local provider tariff.
For Owens Cross Roads, utility planning is stronger when the electric benchmark is paired with home age, square footage, insulation, HVAC equipment, and household occupancy.
Property Tax Context
Median property tax paid is $787, so Owens Cross Roads buyers should still verify parcel-specific tax records before budgeting. Parcel boundaries, exemptions, school districts, and reassessment rules can move the actual bill for a Owens Cross Roads address.
Compare the property tax field with home value rather than reading it by itself; a lower tax bill can still pair with a different assessment base or exemption profile.
Insurance and Risk Context
Insurance costs in Owens Cross Roads depend on address-level factors such as roof condition, structure age, coverage limits, claims history, deductible choice, and carrier underwriting.
Home value, tax burden, and insurance exposure should be reviewed together for Owens Cross Roads, especially when comparing with Redstone Arsenal, AL.
Population and Demographics
Median age is 31.7, so Owens Cross Roads may have different school, commute, healthcare, and housing demand patterns than a statewide average. Bachelor+ share is 20.0%, so Owens Cross Roads education context can be useful when reading labor-market and school sections.
Unemployment is 2.8%, so Owens Cross Roads wage and job-market context should be compared with commute options and regional employment centers.
