This section is generated from cached city metrics and clearly labeled state-level benchmarks. It is meant to make the Montevallo page less generic and more useful for comparing housing, income, utilities, taxes, insurance, demographics, and nearby alternatives.
Affordability Summary
Population is 7,429, so Montevallo should be compared with similar-size places before using broader Alabama averages. Median household income is $54,665, so the best affordability read for Montevallo is income versus housing, taxes, utilities, and insurance together.
Median home value is $210,400, so ownership costs in Montevallo should be checked with mortgage, property tax, insurance, and maintenance assumptions. Two-bedroom rent is $906/mo, so renters can compare Montevallo against ownership costs and nearby rental markets.
Housing and Income Context
For Montevallo, income is more constrained, so utilities, rent, and taxes deserve extra attention. Home values sit in a moderate range where taxes and utilities still change the monthly math.
Use the home value, rent, and income fields together before deciding whether Montevallo looks more favorable for renting, buying, or comparing with Helena, AL.
Utility Cost Context
The residential electricity benchmark is $0.171/kWh, so Montevallo households should treat usage, home size, heating, and cooling as the practical bill drivers. The electricity value shown for Montevallo is a Alabama state-level EIA benchmark, so it should not be read as a local provider tariff.
For Montevallo, utility planning is stronger when the electric benchmark is paired with home age, square footage, insulation, HVAC equipment, and household occupancy.
Property Tax Context
Median property tax paid is $826, so Montevallo buyers should still verify parcel-specific tax records before budgeting. Parcel boundaries, exemptions, school districts, and reassessment rules can move the actual bill for a Montevallo address.
Compare the property tax field with home value rather than reading it by itself; a lower tax bill can still pair with a different assessment base or exemption profile.
Insurance and Risk Context
Insurance costs in Montevallo depend on address-level factors such as roof condition, structure age, coverage limits, claims history, deductible choice, and carrier underwriting.
Home value, tax burden, and insurance exposure should be reviewed together for Montevallo, especially when comparing with Helena, AL.
Population and Demographics
Median age is 26.4, so Montevallo may have different school, commute, healthcare, and housing demand patterns than a statewide average. Bachelor+ share is 30.9%, so Montevallo education context can be useful when reading labor-market and school sections.
Unemployment is 2.8%, so Montevallo wage and job-market context should be compared with commute options and regional employment centers.
